Target

[Freed Roger]

I forgive you Target, as long as the aisles stay wide, but not too wide, and the women that shop there remain above average.

[cardsfansince82]

Banks, ultimately, are the ones that have the anti-theft responsibility, I thought. Say a guy buys a set of golf clubs off callaway.com with fake cc info. Fraudulent charges are posted to the wrong person's account, the bank pays callaway, the legit cc holder notices the charges and notifies the bank the charges are fraudulent and signs an affidavit, the bank investigates and finds out the charges were illegit and refunds the money.

Perhaps that is incorrect and it is the vendor that is ultimately responsible and the bank would withhold future monies from callaway? I don't know. I just assumed the bank was the one losing out.

I did a little reading and it sounds like the merchant is ultimately responsible. Credit card companies can make those guarantees that their customers won't be held liable because they know the merchant is paying. Calloway would have to square up whatever they were paid on the transaction with the bank and writes off a set of clubs. Like everything else ever, there's insurance (called chargeback insurance) they can buy to protect themselves from having to pay out. Not sure how much it costs or how common it is, but I assume a big company like Target has already done whatever to make this hurt as little as possible.

The card companies still have some incentive to prevent fraud just because they don't want to piss off or inconvenience customers, but probably not as much as they should.

[Jocephus]

oops, its actually 70 million people

This theft is not a new breach, but was uncovered as part of the ongoing investigation. At this time, the investigation has determined that the stolen information includes names, mailing addresses, phone numbers or email addresses for up to 70 million individuals.

http://pressroom.target.com/news/target ... erformance

[Freed Roger]

oops, its actually 70 million people

This theft is not a new breach, but was uncovered as part of the ongoing investigation. At this time, the investigation has determined that the stolen information includes names, mailing addresses, phone numbers or email addresses for up to 70 million individuals.

http://pressroom.target.com/news/target ... erformance

I'm still shopping there, regardless. The aisles are wide enough to negotiate - except for the health and beauty area which is full of healthy beauties.

[StL Dan]

I forgive you Target, as long as the aisles stay wide, but not too wide, and the women that shop there remain above average.

Agreed. Definitely a haven for the higher class female bargain shopper.

[go birds]

target is the mecca for yoga-pant clad hotties. it will take MUCH MUCH more than a silly NPI security breach to stop me from going there.

[thrill]

target is the mecca for yoga-pant clad hotties. it will take MUCH MUCH more than a silly NPI security breach to stop me from going there.

You've apparently never been to a Whole Foods.

[go birds]

whole foods smells like a bag of smashed ass holes

[TimeForGuinness]

whole foods smells like a bag of smashed ass holes

I have no idea what this smells like, so I'll take your word for it.

[ghostrunner]

whole foods smells like a bag of smashed ass holes

I have no idea what this smells like, so I'll take your word for it.

Bologna, in other words.