people who don't carry cash

[haltz]

i ask her today... "ooh, sorry.. no cash"..

dumb.. i'm just saying.. having $5 in your pocket is never a bad idea..

The thing that sucks is for me it's hard to ask someone for $2 if you bought a train ticket, a cover, or a beer or whatever. I always have cash since I work for tips, and it's really no big deal, but it sort of adds up. This probably doesn't go for everyone but I feel silly saying "Hey you know that dollar that I gave you..."

[omaha_red]

i ask her today... "ooh, sorry.. no cash"..

dumb.. i'm just saying.. having $5 in your pocket is never a bad idea..

The thing that sucks is for me it's hard to ask someone for $2 if you bought a train ticket, a cover, or a beer or whatever. I always have cash since I work for tips, and it's really no big deal, but it sort of adds up. This probably doesn't go for everyone but I feel silly saying "Hey you know that dollar that I gave you..."

yeah.. i have a buddy that everytime we go to the bar i hear this..

"you got a couple bucks for the jukebox?".. i bet he owes me $50 just for that..

[Popeye_Card]

I don't get it. If you're carrying around the credit/debit card, presumably in a wallet, then what makes it so difficult to also have cash in that wallet. Like I said, it's not like it weighs 25 pounds or makes your wallet that much fatter.

The difference is that I don't want to spend the time going to an ATM machine or the grocery story every day just to make sure that I have cash.

Either way, I'm not your target. I don't carry cash but I also try really hard to avoid places that take cash only. If people are going to a place like that, I just won't go with them. I've even gotten to the point where I'll ask beforehand if a place takes a debit card; if they don't, then I'll go to the ATM first. And I never ever ever have someone else pay for me.

I pull out cash like 2x per month, if that. I use my credit card wherever I can and just pay off the balance at the end of the month, but cash is always good to have on hand if I need it.

I'd venture to say that more people who "don't carry cash" make far more trips to the ATM than I do. It at least seems like it among the people I know.

Carrying cash doesn't have to mean that you always use cash. Just have some on you is all I ask so that I'm not inconvenienced by your lack of planning.

(the royal "you", of course. i don't have a clear target here.)

[omaha_red]

when i go to the bank to put in my check every 2 weeks.. i get $40 in cash back..
and that usually lasts me for 2 weeks or more.. it's not hard either.. you guys are
making it sound like carrying cash is such a hassle..

[JL21]

The other reason I don't carry cash is that I like to know where my money is going. When I'm just using my debit card, I can track everything via receipts and my online statement. When I have cash- and as often/as much as I drink- I have no idea where my money goes a lot of the time.

I try to be very strict with my budget and having a random amount of cash on me would mess with that.

[cardinalkarp]

when i go to the bank to put in my check every 2 weeks.. i get $40 in cash back..
and that usually lasts me for 2 weeks or more.. it's not hard either.. you guys are
making it sound like carrying cash is such a hassle..

Dude, you gotta get direct deposit.

[Popeye_Card]

The other reason I don't carry cash is that I like to know where my money is going. When I'm just using my debit card, I can track everything via receipts and my online statement. When I have cash- and as often/as much as I drink- I have no idea where my money goes a lot of the time.

I try to be very strict with my budget and having a random amount of cash on me would mess with that.

I'm extremely strict with my budget, and like omaha I pull out a set amount every couple of weeks, and just chalk it up in my budget to "misc". If I'm running low, I don't spend cash. If I have extra, I just carry over to the next couple of weeks.

[omaha_red]

when i go to the bank to put in my check every 2 weeks.. i get $40 in cash back..
and that usually lasts me for 2 weeks or more.. it's not hard either.. you guys are
making it sound like carrying cash is such a hassle..

Dude, you gotta get direct deposit.

eh.. it's not a big deal to me.. my bank is right down the street and i don't mind going there at all..

[jeffbgoofy]

I have one explination why I do not carry alot fo cash, if any... I am married

[StatmanCrothers]

years ago, i had a buddy, a co-worker, who obsessively borrowed money, but always paid it back the very next day.

each morning at work, he would go down to the credit union and take out just enough money to pay back the money he'd borrowed the day before. then when we'd all go out for lunch, or if he needed money for the soda machine, or we were out for drinks after work, whatever, he'd hit somebody up for a loan.

he had lots of friends and he spread it around so it wasn't so noticeable at first. but then he became my room-mate and i was ATM # 1 ... once i figured out how often this was going to happen, i just told him it was no longer an option to borrow from me.

somehow he saved up tons of money, i guess impulse purchases are out when you have to specifically go borrow for everything.